This general notice provides you with information about the risks associated with all products on the Infinity Invest website, which you may invest in. To help you understand the risks involved when investing in our products, please read the following risk summary. It is important that you understand the nature of these risks before deciding to invest.
You should not invest in any product from this website unless you understand the nature of the investment you are entering into and the extent of your exposure to risk. You should be satisfied that any product from this website is suitable to you given your financial position and investment objectives and where appropriate you should seek advice in advance of making any investment decisions.
Investing in the products offered by Infinity Invest website may involve significant risk of default. In the event of any of these products unable or unwilling to meet payments of interest and capital, it is likely that you may lose all, or part, of your initial investment and receive no outstanding or future interest payments.
If your investment fails, Infinity Invest will not pay you back your investment. You should only invest an amount that you are willing to lose and should build a diversified portfolio to spread risk.
Investing in the products offered are illiquid. In other words, you cannot trade them, so your money is effectively locked in until the maturity date.
Before being allowed to invest, you will need to be classified as an investor type. You will need to provide the relevant information to us, which you warrant to be truthful and accurate, in order that we can classify you. Please follow the steps when signing up to complete this process. If you no longer fall into at least one of the categories of investor available, you must give immediate written notice to Infinity Invest and you must not access or try to access the service until you fall into one or more of these categories again.
Past performance is not a reliable indicator of future results. You should not rely on any past performance as a guarantee of future investment performance.
Any projections of future performance are based on the internal calculations and opinions are subject to change at any time. Forecasts are not a reliable indicator of future results and should not be relied on.
Investing through our website does not cover you for the Financial Services Compensation Scheme (FSCS).
The information and services provided on the site are not provided to, and may not be used by, any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or where Infinity Invest is not authorised to provide such information or services. The products and services described in this website are only available for UK residentials.
The value of investments and the amount of income derived from them may go down as well as up. All investments can be affected by a variety of factors, including macro-economic market conditions such as the interest or exchange rate environment, or other general political factors in addition to more company or investment specific factors. We refer to the spread of possible returns as volatility.
Interest rates can rise as well as fall. A risk exists with interest rates that the relative value of a security, in particular a bond, will worsen due to an interest rate increase. There can also be a negative impact on other products.
There can be no guarantee that the nature, basis or incidence of taxation may not change during the lifetime of an investment. This may potentially cause current or future tax liabilities. Infinity Invest does not give tax advice and if you are uncertain about any aspect of how an investment might relate to your own tax position please seek professional tax advice.
The risks of investment can be reduced by diversifying your portfolio; that is by investing in a range of instrument classes and within those classes in a range of instruments. If you decide you wish to have a concentrated portfolio this can be expected to mean that your portfolio is more volatile and more risky than it would be in a diversified portfolio. This concentration can work both against you and in your favour depending on the performance of the specific investments in your portfolio.
This list of risk factors does not necessarily outline all possible risks involved. Prospective investors should read all key documents and consult with their own advisers before deciding whether to invest. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser.